IS there a God

If I had to bet everything on there being some type of God, I would. I feel that there must be some type of higher power for us to have been created. We are to perfect of an animal for us to have been created by accident. I also feel that without some type of higher belief it would be hard to find much of a meaning in life. While i say this i must also say that i dont believe in any type of organized religion. This is where i differ from my presbatyrian parents. they taught me all about their christian beliefs while i was grwoing up and those beliefs rubbed off on me but not all the way.I hold many of the basic christian beliefs, but as I grew older i became very skeptcal about going to church just to give money and recite word for word the same prayers as everyone else around me. I found it hard to believe that those types of rituals is what religion is all about, and are needed in order to keep God happy and to be a good Christian. I feel an individuals personal relationship with God is a good measure of their religious standing.